Insurance Broker Toowoomba
Insurance Built Around You, Not the Insurer
Family-run in Toowoomba since 1984. Farm, horse, business and personal cover backed by Lloyd's and Steadfast, with a dedicated broker who knows your file and answers the phone.
- Same broker, every call
- Lloyd's & Steadfast access
- Claims handled end to end
What We Cover
Cover Built Around The Way You Actually Work
Farm & Agribusiness Insurance
Cattle, crops, machinery, sheds and liability, one tidy program with the gaps closed, built by brokers who grew up on the land.
Horse & Bloodstock Insurance
Mortality, vet fees, loss of use and stallion cover for racing, breeding and performance horses, arranged Australia-wide.
Business Insurance
Tailored programs for civil contractors, earthmovers and regional operators through our Steadfast and Lloyd's panels.
Personal Insurance
Home, contents, motor and travel cover for families across the Darling Downs, sorted by a broker who knows you.
The Fitton Insurance Guide.
A free guide on getting the right cover. Built around what good cover includes, what to watch for, and what's worth knowing before you choose.
- How cover is structured for farms, businesses and families across the Darling Downs, and why it matters
- What good cover actually includes, so you can spot the gaps in a cheap policy
- The questions to ask before you renew, from a broker who's done it since 1984
Free to download. Takes under a minute.
Insurance Broker Toowoomba
Real People Answer, Same-Day Callbacks Guaranteed
When you ring our Toowoomba office a real person picks up, no menus and no overseas agents. If your broker is on another call you'll hear back the same day, or the next morning at the latest.
That means quotes moving, renewals sorted and claims actioned without you having to chase. We look after farms, businesses and horse owners across Queensland and northern New South Wales, with horse cover arranged Australia-wide.
Talk to a Broker Who Actually Knows Your File
Premium Funding Toowoomba
Spread The Premium, Keep Your Cash Flow Moving
Paying a large annual premium in one hit isn't always practical for a farm, breeding operation or growing business. We can arrange monthly premium funding so your cover stays in place and your working capital keeps moving.
Your broker will walk you through the numbers in plain English before you commit.
Customer Reviews
What Our Customers Are Saying
Reviews are from genuine clients and reflect their individual experience. They are not a guarantee of any particular outcome, your own results will depend on your circumstances.
Easy policy reviews that save time
Having the team at Fitton Insurance review our policies saves time and makes it easy for us.
Scott Burton
Helpful guidance and personal support
Couldn't be more grateful for the guidance and time on the phone. The team made the whole process simple and stress-free.
Georgia Lawton
Significant savings and better protection
Fitton Insurance Brokers delivered significant savings on our insurance and, during their review of our existing policies, identified several areas that required adjustment. They recommended increasing the replacement value of our buildings, which ultimately ensured we were adequately insured to rep…
Tammy Litzow
Prompt service and the right cover advice
Very impressed with the service received from both Fitton's HorseInsure and their general insurance section. Very prompt to answer questions and help pick the appropriate type and level of cover. Have several policies with them now given the excellent service I've received. Highly recommend for all…
Bronnie Juett
Outstanding service and efficient claims support
Ron Fitton and his team consistently go above and beyond to provide excellent service and competitive premiums across all of our insurance needs, from horse and farm cover to business and personal policies. The staff are always friendly and willing to help, and nothing ever seems too much trouble. W…
Laming Racing
Google Reviews
Significant savings and better protection
Fitton Insurance Brokers delivered significant savings on our insurance and, during their review of our existing policies, identified several areas that required adjustment. They recommended increasing the replacement value of our buildings, which ultimately ensured we were adequately insured to rep…
Tammy Litzow
Prompt service and the right cover advice
Very impressed with the service received from both Fitton's HorseInsure and their general insurance section. Very prompt to answer questions and help pick the appropriate type and level of cover. Have several policies with them now given the excellent service I've received. Highly recommend for all…
Bronnie Juett
Outstanding service and efficient claims support
Ron Fitton and his team consistently go above and beyond to provide excellent service and competitive premiums across all of our insurance needs, from horse and farm cover to business and personal policies. The staff are always friendly and willing to help, and nothing ever seems too much trouble. W…
Laming Racing
Easy policy reviews that save time
Having the team at Fitton Insurance review our policies saves time and makes it easy for us.
Scott Burton
Helpful guidance and personal support
Couldn't be more grateful for the guidance and time on the phone. The team made the whole process simple and stress-free.
Georgia Lawton
Our Process
Getting Started Is Easier Than You Think
- 01
Get in Touch
Call, email or request a quote online and tell us what you need cover for.
- 02
Meet Your Broker
A dedicated broker learns your situation and reviews any existing cover for gaps.
- 03
Tailored Cover Presented
We compare 150+ insurers and recommend the right cover in plain language.
- 04
Ongoing Support & Claims
We stay your point of contact for renewals, changes and claims.
Why Choose Us
The Fitton Difference
Family-Run Since 1984
Founder Ron Fitton still leads the business, so you get genuine local accountability and more than 40 years of broking experience.
Steadfast Group Access
As an active Steadfast member, we tap into 150+ insurers to find sharper premiums and broader cover than direct channels offer.
Dedicated Client Broker
You deal with the same person from quote through to claim, building a relationship that understands your business and assets.
Rural & Equine Specialists
We understand farming cycles, livestock, bloodstock, breeding and performance horse cover at a level general insurers simply don't.
Prompt Claims Service
Our reputation across the Darling Downs is built on getting claims sorted quickly and standing alongside clients when it matters most.
Licensed & Accredited
Authorised under AFSL 264671 and a member of NIBA, so you can trust the advice is professional, compliant and in your interests.
Get the Right Cover, at the Right Price, the First Time
Farm Insurance Toowoomba
Cover That Understands Life On The Land
Cattle, crops, machinery, sheds, homes and liability all sit on the one property, and they all need cover that fits the way you actually farm. Our brokers grew up on properties across Queensland and northern New South Wales, so they ask the right questions. You get one tidy program with the gaps closed.
Equine Mortality Insurance
Bloodstock And Sport Horse Specialists, Australia Wide
From thoroughbred breeding and racing through to eventing, dressage, campdrafting and show jumping, we place mortality, vet fees, loss of use and stallion cover, with advice grounded in real horse experience. Australia-wide cover, structured properly the first time.
Business Insurance Broker Toowoomba
Tailored Programs Built For Regional Operators
Civil contractors, earthmovers, shed builders and construction businesses need cover that travels with the asset and stands up when a claim hits. We structure construction, mobile plant, management liability and corporate travel cover through our Steadfast and Lloyd's panels. One broker, one program, no gaps.
Service Area
Serving Customers Across Our Regions
We bring our services to customers in every region we cover.
Conditions vary region to region. We assess your local situation, design around it and deliver a service built for your property.
Your city not listed? Call 07 4638 4233 or browse all locations. If you're in our service area, we'll be in touch.
Next Step
Ready to Get Started?
Talk to a dedicated Client Broker who knows your name and your file. Same-day callbacks, no call centres.
