
BLOODSTOCK INSURANCE
Thoroughbred and Racing Horse Insurance
Fitton HorseInsure arranges bloodstock insurance from Toowoomba and Australia-wide for racehorses, broodmares, weanlings and yearlings, foals and stallions, with direct Lloyd's of London access.
- Family-run since 1984
- A familiar team that knows your operation
Thoroughbred and Racing Horse Insurance
Cover We Arrange
All Risk Mortality including Theft Insurance
Cover for the death of your horse from accident, illness or disease, including loss by theft.
Life Saving Surgical Insurance
Helps meet the cost of emergency surgery needed to save your horse's life.
Stallion Permanent Disablement Insurance
Protects the value of a stallion that becomes permanently unable to serve at stud.
First Season Infertility Insurance
Cover where a stallion or mare proves infertile during its first covering season.
Prospective Foal Insurance
Cover for the loss of an expected foal from conception through to a set period after birth.
Transit Insurance
Protects your horse against loss or injury while being transported by road, sea or air.

BLOODSTOCK INSURANCE TOOWOOMBA
Generic Cover Misses the Stakes
A racing operation carries risks a standard policy was never built for. Bloodstock values move, seasons matter and a single loss can be significant.
Off-the-shelf cover and call centres do not understand broodmares, yearlings or stallion values. You need a broker who works your part of the industry.

THOROUGHBRED RACING INSURANCE TOOWOOMBA
Cover Built for Your Bloodstock
We arrange cover across the full breeding and racing cycle, from foals through to stallions at stud. Each policy is shaped around your horses and how you run.
As a Lloyd's of London coverholder, we have direct access to specialist bloodstock capacity, backed by the Steadfast Network. We source and compare appropriate options and explain them clearly.
Customer Reviews
What Our Customers Are Saying
Reviews are from genuine clients and reflect their individual experience. They are not a guarantee of any particular outcome, your own results will depend on your circumstances.
Easy policy reviews that save time
Having the team at Fitton Insurance review our policies saves time and makes it easy for us.
Scott Burton
Helpful guidance and personal support
Couldn't be more grateful for the guidance and time on the phone. The team made the whole process simple and stress-free.
Georgia Lawton
Significant savings and better protection
Fitton Insurance Brokers delivered significant savings on our insurance and, during their review of our existing policies, identified several areas that required adjustment. They recommended increasin…
Tammy Litzow
Prompt service and the right cover advice
Very impressed with the service received from both Fitton's HorseInsure and their general insurance section. Very prompt to answer questions and help pick the appropriate type and level of cover. Have…
Bronnie Juett
Outstanding service and efficient claims support
Ron Fitton and his team consistently go above and beyond to provide excellent service and competitive premiums across all of our insurance needs, from horse and farm cover to business and personal pol…
Laming Racing
Google Reviews
Significant savings and better protection
Fitton Insurance Brokers delivered significant savings on our insurance and, during their review of our existing policies, identified several areas that required adjustment. They recommended increasin…
Tammy Litzow
Prompt service and the right cover advice
Very impressed with the service received from both Fitton's HorseInsure and their general insurance section. Very prompt to answer questions and help pick the appropriate type and level of cover. Have…
Bronnie Juett
Outstanding service and efficient claims support
Ron Fitton and his team consistently go above and beyond to provide excellent service and competitive premiums across all of our insurance needs, from horse and farm cover to business and personal pol…
Laming Racing
Easy policy reviews that save time
Having the team at Fitton Insurance review our policies saves time and makes it easy for us.
Scott Burton
Helpful guidance and personal support
Couldn't be more grateful for the guidance and time on the phone. The team made the whole process simple and stress-free.
Georgia Lawton
Why Choose Us
The Fitton Difference
A local broker who picks up the phone, and works for you.
Family-Run Since 1984
Founder-led, with 40+ years of local know-how.
Steadfast Network Member
Steadfast Network strength, more choice and sharper pricing.
People Who Know Your File
A familiar team that knows you, quote to claim.
Rural & Equine Specialists
We get farms, livestock and horses.
Prompt Claims Service
Claims sorted fast, with us in your corner.
Licensed & Accredited
Fully licensed advice that puts you first.

RACEHORSE INSURANCE BROKER TOOWOOMBA
We Fight Your Corner
When a mortality or surgical claim arises, the detail matters and the timing is tight. Fitton can help lodge the claim and manage communication with the insurer.
We follow up progress and advocate for the best available outcome under your policy. You are not left to navigate it alone.

BROODMARE MORTALITY INSURANCE TOOWOOMBA
Familiar at the Major Sales
Fitton HorseInsure works the major sales and sponsors events and state championships across the eastern seaboard. Christina leads the equine side and competes herself.
Family owned since 1984, Fitton has insured everything from a child's first pony to stallions worth millions. That experience shows in how we handle racing accounts.

STALLION INSURANCE QUOTE TOOWOOMBA
Value Over the Lowest Number
Bloodstock cover is about getting the sums insured and the terms right, not chasing the lowest premium. We conduct a proper needs analysis first.
Then we compare appropriate options and present them in plain English. Get a Quote or call 07 4638 4233 to talk through your horses.
Next Steps
Your broker is waiting to meet you.
Talk with a familiar team that knows your name and your file. Prompt answers, no call centres.















